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TatvaPay

For households

Your assistant runs errands. You set the limits once.

Authorise your assistant once, the way you set up AutoPay for a subscription: a monthly cap, a per-order cap and the kinds of shop it may use. The money stays in your bank until a payment is made. Anything above ₹2,000 comes to your phone first.

A household mandate, one week

Sample data
  1. YouAuthorise ₹12,000 a month for groceries and cabs, ₹2,000 per order
  2. AssistantOrders the weekly groceries from a grocery app on ONDC: ₹1,860
  3. AssistantBooks a cab to the airport: ₹740
  4. TatvaPayA ₹3,400 order is above ₹2,000: asks you first
  5. ReceiptEvery payment signed and listed in your consent centre

What you get

Built for this, with honest status

Nothing is live yet. Next means it works in our sandbox or is being built now; Planned means a later wave.

  • Next

    Caps you choose

    Per order, per month, per category, with an end date.
  • Next

    You approve above ₹2,000

    The default threshold. The assistant cannot raise it.
  • Next

    Money stays in your bank

    No wallet to top up. Each payment is debited only when it is made.
  • Next

    Groceries and cabs

    Grocery apps on ONDC and cab booking, simulated in the sandbox today.
  • Next

    One place to stop it

    Pause or revoke any assistant in the consent centre, in one tap.
  • Next

    Receipts that verify

    A signed receipt for every payment, checkable by anyone.

The products behind it

Read more

TatvaPay is a technology service provider. It holds no RBI licence and never holds customers' funds: payments run on licensed payment aggregators (first planned integration: Razorpay) and forex through an AD Category-II partner.

Want to try a household mandate when the pilot opens?