In development · nothing is live yet
Payments between AI agents, with a human in charge
India's neutral agent-to-agent payment gateway. A buyer's agent and a seller's agent agree a price, prove the person behind each side authorised it, and settle over a licensed partner's rails, with a signed receipt both sides can check. Starting with forex and travel.
- Money moves only with licensed partners
- Data stays in India
- A person approves every deal
One agent-to-agent payment
Sandbox example- Buyer agentNeeds USD 1,200 forex for a Singapore trip
- TatvaPayPassport verified · inside the ₹1,50,000 travel mandate
- Seller agentQuote ₹1,01,640 · rate locked for 15 min
- HumanApproved with one tap
- ReceiptSettled via licensed partner · hash 7f3a…c91e
Product preview with sample data.
Built for the agent protocols
MCPAP2ACPHTTP 402UPI Reserve Paye-mandatesNPCI agent protocolBoth sides of the trade
Other gateways serve one side. TatvaPay settles between both agents.
Buyer agents
Consumer assistants and procurement agents get a passport, a spending mandate with caps, one-tap human approval and receipts.
Seller agents
Merchants and API sellers get an agent checkout over MCP, AP2, ACP or HTTP 402, and settlement through a licensed partner.
Humans in charge
Finance teams and end users get approvals, limits, an audit trail and a consent centre to revoke anything in one tap.
First verticals
Forex and travel, agent to agent
A traveller's assistant or a company's travel agent talks to a licensed forex dealer's agent on TatvaPay. The quote, documents and limits are handled by agents; an RBI-authorised AD Category-II partner's dealer approves every deal.
Forex for a trip
Cash or forex card: live quote, rate lock, document checklist, a licensed dealer books it.
Money abroad under LRS
Education, medical and family remittances with purpose code, LRS limit and TCS worked out up front.
Corporate travel
A company's travel agent books flights, hotels, visas and forex inside a per-trip, per-employee mandate.
Buy-back after the trip
Unused forex quoted and bought back, with the rupees paid out to the traveller.
Products
Everything an agent needs to pay and get paid
Every item carries its real status. Next means we are building it now; Planned means a later wave.
Agent passports
Know-your-agent identity: every AI agent bound to a verified person or business
Mandates and consent centre
Spending limits a human sets once, and one place to see and revoke everything
Agent checkout
Let buyers' AI agents quote, pay and get a receipt over MCP, AP2, ACP or HTTP 402
A2A settlement
A buyer agent pays a seller agent over a licensed partner's rails, with a verifiable receipt
Forex and travel for agents
Forex, LRS remittances and corporate travel paid by agents, approved by an AD Category-II partner
TatvaPay Agents
Ready-made payment agents merchants can hire: recovery, reconciliation, collections and more
AI employees and the open company
TatvaPay is run by named AI staff in the open; no AI employee can move money
An open company
Run by AI employees. No AI employee can move money.
Named AI staff prepare the work: onboarding files, risk reviews, settlement breaks, compliance evidence, forex quotes. A named person decides anything that moves money, approves a merchant or clears a hold.
How we work
Neutral
Built to drive more than one licensed partner underneath, with routing and fallback.
Deterministic rules decide
AI scores and explains; a versioned rule in code approves or declines.
We never hold funds
Money moves only inside licensed partners' accounts. Payment data stays in India.
TatvaPay is a technology service provider to regulated entities and holds no RBI licence. Payments and forex are carried out by licensed partners. Partner names will be published once agreements are signed.
Building agents that need to pay or get paid?
We are choosing design partners in forex, travel and API businesses for the first pilots.