TatvaPay
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Wave T1

Mandates and consent centre

NextA mandate says what an agent may spend: how much per payment and per period, with which merchants or categories, until when, and on which rail. The human authorises it once; the agent then spends only inside those limits. The consent centre shows every agent, mandate and payment across every assistant, with pause and revoke in one tap.

Capabilities

  • One mandate model: per-payment cap, per-period cap, merchant and category limits, expiryNext
  • Mandate states: draft, authorised, active, exhausted, expired, revokedNext
  • Consent centre: see and revoke every agent, mandate and payment in one placeNext
  • Above a threshold (default ₹2,000) the human is always askedNext
  • Rail binding to UPI Reserve Pay blocks, one-time mandates and e-mandates, through a licensed partnerPlanned
  • Card agent tokens, through a partnerPlanned

Mandates on UPI and cards run on a licensed payment aggregator partner's rails. TatvaPay never holds funds.