For businesses
Budgets your company's agents cannot overspend
Give each agent a mandate: what it may spend, with whom, per month. Bills you already pay by AutoPay, like your cloud hosting, are watched and kept inside budget. Finance approves anything above the limit and gets one ledger of receipts.
A cloud bill budget, one month
Sample data- FinanceSets a ₹1,50,000 monthly budget for cloud and software bills
- Ops agentDay 18: the cloud bill is on track for ₹1,62,000
- TatvaPayAlerts the owner before the limit; suggests what to switch off
- FinanceApproves a one-time ₹15,000 increase
- ReceiptDecision and approval recorded with the bill
What you get
Built for this, with honest status
Nothing is live yet. Next means it works in our sandbox or is being built now; Planned means a later wave.
- Next
Cloud bill budgets
For providers that bill you directly: watch, alert and ask before limits. - Next
Team travel and forex
Per trip, per employee, per month, with an AD Category-II partner for forex. - Next
Approvals by role
Only a person with the right role can approve money. - Next
TatvaPay Agents
Payment Recovery, Cart Recovery and Reconciliation, in the sandbox. - Next
Reconciliation and Tally
Settlements matched to orders, breaks flagged, a Tally export. - Planned
Supplier payments
Procurement agents paying approved suppliers inside a mandate.
The products behind it
Read more
- NextMandates and AutoPay for agentsAuthorise an agent once, with caps. Money stays in your bank; a person approves above ₹2,000
- NextCommerce connectorsGroceries, shopping, cabs, food and cloud bills for agents, behind a spend firewall
- NextTatvaPay AgentsReady-made payment agents merchants can hire: Payment Recovery, Cart Recovery, Reconciliation
TatvaPay is a technology service provider. It holds no RBI licence and never holds customers' funds: payments run on licensed payment aggregators (first planned integration: Razorpay) and forex through an AD Category-II partner.