Skip to content
TatvaPay

Integrations

Connect your agent to the places it buys from

Groceries, cabs, food, shopping, cloud bills and forex, with one spend firewall in front of all of them. We list categories, not brands: a merchant is named here only after it has agreed to a connector.

Connector categories

What your agent will be able to buy

Nothing is live yet. Next means it works in our sandbox or is being built now; Planned means a later wave.

  • Groceries

    Weekly shopping from grocery apps on ONDC, inside a household budget.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Cab booking

    Book a ride for the airport run; fares above the cap wait for you.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Food delivery

    Order lunch for the team within a per-person limit.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Cloud and software bills

    Bills like your hosting provider's: watched, budgeted and flagged before they cross a limit.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Online shopping

    Shops that accept agent checkout over MCP, ACP or AP2.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Forex and travel

    Forex for a trip and corporate travel with an AD Category-II partner's dealer.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Local shops and D2C brands

    Any shop that adds TatvaPay agent checkout and gets paid by agents.

    Sandbox simulator
    Next
    Real merchants
    Planned
  • Paid APIs

    Pay-per-call APIs that charge agents with an HTTP 402 challenge.

    Sandbox simulator
    Next
    Real merchants
    Planned

How payment works

How your agent pays, by kind of merchant

Not every shop works the same way. Here is what happens in each case, in plain words.
  1. Next

    Type A: The shop uses TatvaPay checkout

    For example: A grocery store, a local bakery, a seller on ONDC

    Your agent pays at the shop's TatvaPay checkout. The money is debited from your bank under your mandate, through a licensed payment aggregator, and you get a signed receipt.

  2. Planned

    Type B: The shop uses another payment company

    For example: A store whose payments run elsewhere

    Either the shop adds TatvaPay agent checkout next to what it has, or the payment goes through a second payment aggregator we route to. Your mandate and receipt work the same way.

  3. Next

    Type C: The company bills you itself and has no agent API

    For example: Cloud hosting, software subscriptions, many apps

    You keep paying them by your own AutoPay. Our agent watches the bills, keeps them inside your budget, asks you before a limit is crossed and helps raise a dispute. It never logs in as you.

  4. Planned

    Type D: Any UPI merchant

    For example: Any shop with a UPI QR

    When NPCI's agent payment standard is final, agents will be able to pay any UPI merchant within a mandate.

Spend firewall

One gate in front of every connector

Your agent can read menus, prices and timetables freely. The moment an action would spend money, TatvaPay steps in.
  • Next

    Every spend is checked

    Actions that can spend money must pass your mandate, the rules and any approval first.
  • Next

    Every spend is receipted

    What was bought, under which mandate, approved by whom: in one signed receipt.
  • Next

    Agents say who they are

    Each request carries a signed "I am an AI agent" header the merchant can verify.
  • Next

    No scraping, no logging in as you

    We connect only where a merchant offers an API or MCP server and agrees.

Underneath

Where the money actually moves

  • Sandbox rails

    Fake bank rails and two simulated payment providers, for building and testing

    Next
  • UPI, cards and netbanking

    Through a licensed payment aggregator; first planned integration: Razorpay (test mode now)

    Next
  • UPI AutoPay and e-mandates

    Recurring mandates through the same payment aggregator

    Next
  • A second payment aggregator

    Routing and fallback between two providers

    Planned
  • Forex and LRS remittances

    Through an AD Category-II partner; simulated in the sandbox

    Next
  • UPI Reserve Pay and NPCI's agent standard

    When they are available to us

    Planned

TatvaPay is a technology service provider. It holds no RBI licence and never holds customers' funds: payments run on licensed payment aggregators (first planned integration: Razorpay) and forex through an AD Category-II partner.

Building agents or a store? See the developer overview

Run a shop or a service agents should buy from?

Add agent checkout, or tell us about your API, and we will build a connector with you.